My Personal Review Of LifeLock By Robert Gantt Identity theft is a term we all hear a lot these days. And if you're like me, it's probably not something you've spent a whole lot of time thinking about. Keeping your credit rating high can be a difficult thing; it's something we should all think about a little more than we do. A good friend of mine had her identity stolen. This brought home to me how much identity theft can affect someone. Her entire life was upended, and it took a year of complications and nuisance for her to get things put right again. Just imagine how stressful this must be. You are at risk of losing everything if you become a victim of identity theft: and most don't realize they are a victim until it is too late. While my friend was going through this ordeal I heard an advertisement for a company called LifeLock, which calls itself The identity protection company. The CEO of LifeLock gave out his social security number during this radio spot, which made me sit up and take notice. Now, I thought, that is a man who stands by his product! Either that, or a maniac. Myself, I was curious and wanted to find out for myself which was the case. I visited the company website and lo and behold, Todd Davis, the ceo, had his social security number big and bold right there on the website for anyone to see. He obviously believes in what he offers. He believes in it so much he even stands behind his protection with a million dollar service guarantee. On their site, LifeLock promises to do whatever it takes to remedy things if your identity is stolen while using their services. Accountants, lawyers, anything you need is at your disposal. Best of all, any money lost due to identity theft is covered by their guarantee. LifeLock guarantees do whatever it takes to help you recover your good name and guarantees to spend up to $1,000,000 to do it. When I found out it was only $10.00/month I was sold. Once I enrolled I immediately felt peace of mind. LifeLock sent me an email stating that fraud alerts have been requested on my behalf. I didn't even know what a fraud alert was. It turns out they're pretty cool. Once they're established with the major credit bureaus, creditors are required to verify your identity before opening any new lines of credit, issuing new cards or increasing your credit limit. LifeLock will also order, and have sent to you, your current credit reports from all of the big bureaus. Any time anyone tries to do anything that affects my credit I get a phone call asking me to verify the transaction. Believe me, that gives you peace of mind. Between my wife and I, we would sometimes spend hours shredding personal documents. With LifeLock, those days are over. If you're still unprotected from identity theft, please give LifeLock a try. It will be worth the 30 cents a day they charge for peace of mind alone, even if no one tries to steal your identity. And if you do ever face the nightmare of identity theft, you'll be even gladder you made the right decision and signed up.
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