Q: I am in the United States Army and was wondering if there is a special auto insurance policy in Colorado that will give me a discount based on my being in the Army. Any advice? A: We are not aware of any special programs for an auto insurance policy in Colorado based on your service record at this time. In fact your service to your country may wind up costing you money while you shop for a car insurance policy. The reason for this is that based on the actuarial tables insurance companies use to determine rates a person who is in the armed services is more likely to be in auto accident. You do have a good option however. We don't usually recommend individual insurance companies, but we will make an exception to thank you for your service to our country. The Armed Forces Insurance Company, or AFI, was founded by Army officers who found themselves in the same situation you’re in now. It is hard enough to find an auto insurance policy in Colorado without being in a high risk group. That is why AFI was formed and we hope they are able to meet your insurance needs in Colorado. Lastly, we strongly recommend that you take the time to shop around and compare quotes from several different providers before making a decision on coverage. This will allow you to find the highest quality coverage at the lowest cost. Good luck with your search, comparison shopping is a very effective way to save hundreds of dollars a year in car insurance premiums.
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