Readers of the Business Traveler magazine have voted the Business Green Rewards from American Express as the best credit cards rewards program. This credit card has a membership rewards program that lets you earn points for every dollar you spend. Side-by-side, you can redeem points for merchandise, travel and other business requirements. The Business Green Rewards from American Express is a charge card. It requires the full payment of purchases made with the card on the arrival of the monthly bill. If you make a late payment, then you will be subject to the fees, which equals the greater amount between $30 or 2.99% of the balance that is overdue. The annual fee for the card is $95. This is convenient for you if you want to avoid the piling of credit card debt. This card has a 0% introductory annual percentage rate (APR) on purchases and balance transfers. If you can pay your monthly bills on time, then the point-based rewards program will be fruitful for you. Privileges Of Having The Card The points you can gain using the Business Green Rewards from American Express are not limit-bound and they will never expire. The card helps you to conveniently manage your expenses. On your first purchase, you will get 5000 bonus points. As the redemption program is extensive, you can redeem your points in denominations of as low as 400. You can also register and order additional Business Green Rewards cards, say for your employees. The cards will automatically be linked to your Membership Rewards Account and reward you with points for each dollar your employee spends on the card. You can avail of the OPEN Savings scheme. This will require no codes or coupons and the savings will be added to the other discounts that you might have already received. The OPEN Network offers businesses with discounts on services like shipping, telephone, printing and car rentals. The program offers fee-free additional cards and has no pre-set spending cap on the card. The network news informs you of the benefits and promotions, worthy business articles, advice of experts and business tools and resources. The Expense Management Reports help you in being aware of the business card expenditure by spending category, time-period, individual card member with the help of the information available for the current year and two previous fiscal years. This facility comes at no extra charge. Added Perks The purchase protection plan provides protection from/against theft and accidental damage for a period of 90 days from the purchase date. The return protection lets you return an item within 90 days from the purchase date, in which case you will be provided with the full refund of the price, up to the price of $300 for each item. The rewards program of Business Green Rewards from American Express include emergency card replacement, insurance protection, access to round-the-clock customer service, travel accident insurance up to $100,000, auto rental insurance, check cashing assistance and an extended option of payment that lets you pay for large purchases over time.
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