The Federal Trade Commission (FTC) along with private attorneys enforces the Fair Debt Collection Practices Act (FDCPA) to control and direct debt collection practices. The FDCPA is a federal statute promoted to protect consumers against illegal and unethical debt collection practices. The third party collectors resort to unlawful practices in order to collect payment from you. One of these violations is calling your friends or family members or other third parties for information about you. It is a violation if debt collectors call third parties for any other information except your contact details. If debt collectors have your contact information and yet attempted to contact others about you and disclose your debt details to them, they have violated federal law. You can sue these callers once you ascertain their identity from the person who was contacted. It is necessary to have the exact information of the caller's office details. A little difficult but a helpful tip is to document all dates and content of the illegal calls. These can be documented by getting the call information from friends and relatives. You may also contact debt collectors and give them your information so that they will not call your friends and relatives. Know your rights under the FDCPA and ascertain if you have an FDCPA case. If debt collectors contact your friends or relatives even though they know your contact information or they disclose details of your debt to third parties, you have an FDCPA case. If the debt collectors violate the FDCPA hire an FDCPA Attorney. You can to sue them and the debt collectors have to pay your legal costs and fees incurred while suing them.
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