To remove a negative mark from Cavalry Portfolio Services from you credit report you must dispute it. You do this directly with the credit bureaus. When you file a dispute you are telling the bureaus that the disputed listing is inaccurate. The bureaus will then conduct an investigation into the disputed listing. The lender or collection agency will be contacted to verify the debt. Also the balance of the debt and the dates will be verified. If the mark can not be verified then the credit bureaus must remove it from your credit report. Frequently investigations result in the removal of negative marks. You can create a dispute letter yourself or you can hire a credit repair service. If Cavalry is the only negative mark on your report then you should dispute this mark yourself. However if you have a number of bad credit items you want to dispute on your credit report we suggest hiring a service. A service can use advanced dispute techniques to remove a mark if it is verified. Who is Cavalry Portfolio? Cavalry Portfolio is a collection agency. They will purchase debt from financial institutions or they will work on a commission basis with an institution. They do offer contact information for individuals wanting to give feedback about their business. This is highly unusual for collection agencies as most try to avoid feedback. They provide Todd Tipton as a contact his email is ttipton@cavps.com and his phone number is 918.665.5686. They claim to work with their customers to come to an agreement for repayment. There are times when an account will go to collections due to a lender mistake. This is not uncommon and you will start getting communications from a collection agency. Good luck explaining that it is a lender mistake and not a valid debt. This will often leave your only remedy to dispute the negative mark with the bureaus. In sum you can remove negative credit from Cavalry Portfolio. You do not have to wait seven years for the mark to expire.
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