Q: I use Nationwide Car Insurance and they canceled my policy with no notice. I moved across town and never got a notice from them. Can they do this? I live in Colorado by the way... A: In all likelihood, Nationwide Car Insurance will be within their rights in canceling that policy unless you notified them of the fact you had moved. This cancellation probably would not have occurred simply because you moved however. Common reasons for insurers to cancel policies include: *Failure to pay premiums *Conviction for a driving offense, particularly driving while intoxicated *Falsification of information when applying for the policy If none of these situations apply to you call your insurance company and ask what their reasoning is. Ask them to send a copy of any notices they have mailed to your last address. Explain the situation and see if it can be resolved. Make sure you take detailed notes of this conversation in case you need them for the next step which is filing a dispute. The steps to file a dispute are to: *Send a notice to the Colorado Division of Insurance about your desire to have a hearing. *Continue paying your premiums, including any payments you may have missed. *Compile the written material you have for the hearing. At this point the Colorado Division of Insurance can grant a hearing or uphold the companies decision to cancel your policy. This decision is usually final. If you are granted the hearing the panel may side with you or with Nationwide Car Insurance. In either case stay calm and realize that you will be bale to find a new policy that meets your needs.
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