Presence of many mobile companies in the market has led to a healthy competition among them. Along with this scenario, it has also increased the number of options for the users at large. Today mobile is not just mere used to make a call but it has become a multi †purpose product. This is mainly due to the presence of some unique characteristics which has made the usage of various applications easier for the users. It is one of the major reasons behind heavy amount being charged for their purchase.. Therefore, it becomes necessary to secure the handset at large and mobile phone insurance is doing the same. Most of the users travel through public transports and the presence of pick pocketing the cellphone is not something new. Other than this incident there are many instances which the user may encounter. Some of them would be stolen, breaking, misplaced etc. To overcome the tension of losing the handset it becomes essential for the users to avail a mobile insurance. There are many companies which have recently made a successfully entry and making this facility available to the users at large. To avail an insurance from these organizations, the user needs to complete all the necessary formalities and scrutinize the terms and conditions properly. Certain things should be taken into consideration before choosing these insurance policies. These things are the price of a cellphone, claim time and the premium incurred. The occurrence of mechanical world leaves no time for the user to take care of many things hence, portable instrument like a mobile is not an exception. The best part of availing insurance through these companies is that they claim within few hours of mobile being misplaced. Along with the provision of a new cellphone they also provide cash in lieu of mobile being lost. Other than visiting insurance companies and going through all the unnecessary formalities, the users can have an access to this facility through Internet as well. There are many companies who have introduced various applications Online to make the process a lot more easier for the users. Although these mobile phone insurance policies have proved to be very beneficial for the users but it also cases some limitations as well. One of the biggest disadvantages is that the mobile provided by these companies could be second hand and the user needs to restore his contacts. Other than this drawback, the one which has mostly bee
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